Terms of Service

Effective 19 August 2026 · Last updated 19 August 2026

The short version

HAMD scores driving from your phone's sensors. The scores are estimates, not measurements — do not treat them as legal or evidentiary proof of anything.
HAMD is not an emergency service. Crash detection is best-effort and can fail. In an emergency, call 911.
If you put drivers on HAMD, you must tell them and follow the law where they work.
Subscriptions renew automatically until you cancel. Cancel any time.
Nevada law governs, and disputes are heard in Clark County, Nevada.

These Terms are a binding agreement between you and Mai Niv Enterprises Inc. ("HAMD", "we", "us"), a Nevada corporation, covering the How Am I Driving? mobile app, the HAMD web dashboard, and howamidriving.app (together, the "Service"). By creating an account, signing in, or using the Service, you accept these Terms. If you do not accept them, do not use the Service.

1. Who may use HAMD

You must be 18 or older to create and own a HAMD account.
Teen drivers may be added to a family account by their parent or legal guardian. HAMD supports teen drivers aged 14 to 21. By adding a teen, you confirm you are their parent or legal guardian and that you consent on their behalf to the monitoring described in these Terms and in the Privacy Policy.
Fleet drivers are added by an employer. By adding a driver, the employer confirms it has the authority and the driver's notice or consent as required by law.
The Service is not available to anyone under 13, or to anyone we have previously suspended.

2. What HAMD does — and what it does not do

HAMD uses your phone's GPS to detect trips automatically and produce driving safety scores. It requires no additional hardware.

Scores are estimates. HAMD derives braking, acceleration, cornering, speeding, and phone-use metrics from consumer smartphone GPS. GPS is imprecise, and phones lose signal, throttle background apps, and run out of battery. In particular, HAMD estimates the posted speed limit from your travelling speed — it does not consult an authoritative speed-limit database, and its estimate can be wrong on any given road.

As a result, trips can be missed, split, or misjudged, and events can be recorded that did not happen or missed when they did. Do not rely on HAMD data as proof of what a driver did. It is a coaching and awareness tool, not a legal record, not an evidentiary instrument, and not a substitute for your own judgment about a driver.

HAMD is not an emergency service. Crash detection and crash alerts are provided on a best-effort basis and depend on the phone being powered, carrying signal, and having permissions granted. They can be delayed, wrong, or absent entirely. Never rely on HAMD to summon help. In an emergency, call 911 or your local emergency number.

HAMD also does not provide insurance, legal advice, employment advice, or wage-and-hour compliance. We do not guarantee that any insurer will offer a discount based on HAMD data, or that any report we generate will be accepted by any carrier.

3. Your account

Keep your 6-digit PIN confidential. You are responsible for activity under your account.
Give us accurate information and keep it current.
Tell us promptly if you believe your account has been accessed without your permission.
Account owners are responsible for the members they add and for what those members do on the Service.

4. Monitoring, notice, and consent

HAMD exists to let one person see another person's driving. That creates obligations for whoever runs the account.

If you are a fleet account owner or manager, you agree that you will:

notify every driver, before you enrol them, that their driving is being recorded and who can see it;
obtain any consent required by the law of the state or country where the driver works;
comply with all applicable employment, labour, privacy, and electronic-monitoring laws, including any notice or bargaining obligations;
use the data only for legitimate business purposes — safety, coaching, insurance, and payroll verification — and not to harass, discriminate against, or unlawfully surveil anyone;
respond to your drivers' requests about their own data, since you control the account.

If you are a family account owner, you agree that you will only monitor a teen driver for whom you are the parent or legal guardian, and that you will tell them the app records their trips and that you can see them. Do not use HAMD to track another adult without their knowledge and consent.

You are solely responsible for meeting these obligations. HAMD provides the tool; it does not verify that you have given notice or obtained consent, and you indemnify us against claims arising from your failure to do so (see Section 11).

5. Location permission

HAMD needs background location permission to work — trips must be captured while the app is not open, which is the entire premise of automatic trip detection. If you deny or later revoke location permission, HAMD will not record trips and the Service will not function as described. You may revoke permission at any time in your device settings.

6. Subscriptions, billing, and trials

New accounts begin with a 14-day trial. Unless stated otherwise at sign-up, no charge is made during the trial.
Family: $9.99 per month for the household.
Fleet: billed per vehicle per month — $19 (Starter), $29 (Pro), or $39 (Enterprise), depending on tier.
All prices are in US dollars and exclude any applicable taxes.
Subscriptions renew automatically each month until cancelled. By subscribing you authorise recurring charges to your payment method.
Card payments made through the web dashboard are processed by Stripe; we never receive or store your card number. Your use of Stripe is also subject to Stripe's own terms.
You may cancel at any time. Cancellation stops future renewals; access continues to the end of the paid period. Fees already paid are not refunded, except where the law requires it or we agree otherwise in writing.
Deleting an account as its owner cancels the subscription.
If your subscription is purchased through the Apple App Store, billing, renewal, and refunds are handled by Apple under Apple's terms, and you manage or cancel it in your Apple account settings — not here.
We may change prices with at least 30 days' notice before the change applies to your next renewal.
If payment fails, we may suspend or downgrade the account after notifying the owner.

7. Acceptable use

You may not:

use HAMD to track any person who has not been notified as required by Section 4, or to stalk, harass, or intimidate anyone;
enrol a person you have no legal authority to monitor;
attempt to access another account's data, probe or bypass our security controls, or reverse engineer the Service except where that right cannot lawfully be excluded;
submit falsified trip data, tamper with the app, or otherwise manipulate scores;
scrape, resell, or redistribute HAMD data or reports as your own product;
use HAMD to break any law, or in any way that endangers anyone;
handle your phone while driving. Set the app up before you drive. HAMD requires no interaction while the vehicle is moving.

We may suspend or terminate an account that violates this section, and where there is a risk to someone's safety we may do so without prior notice.

8. Your data

What we collect and who can see it is described in the Privacy Policy, which forms part of these Terms.

You retain ownership of the information you provide. You grant us a limited licence to host, process, and display it for the purpose of operating the Service for you. We may use aggregated, de-identified statistics — figures that cannot reasonably identify any person, account, or vehicle — to improve the Service and describe it publicly.

Reports generated for insurers are redacted as described in the Privacy Policy. You are responsible for what you do with a report once you export it.

9. Availability and changes

We aim to keep HAMD running but we do not promise uninterrupted or error-free service. We may modify, suspend, or discontinue features, and we may perform maintenance that interrupts the Service. We will give reasonable notice before discontinuing the Service entirely, so that account owners can export their data.

10. Disclaimers and limitation of liability

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT TRIP DETECTION, SCORING, CRASH DETECTION, OR ALERTS WILL BE ACCURATE, TIMELY, OR DELIVERED AT ALL.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, HAMD AND ITS OFFICERS, EMPLOYEES, AND SUPPLIERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, DATA, GOODWILL, OR BUSINESS, ARISING FROM OR RELATING TO THE SERVICE — INCLUDING ANY VEHICLE COLLISION, INJURY, DEATH, PROPERTY DAMAGE, INSURANCE DECISION, EMPLOYMENT DECISION, OR PAYROLL DISPUTE.

OUR TOTAL LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICE IN ANY 12-MONTH PERIOD IS LIMITED TO THE GREATER OF THE AMOUNT YOU PAID US IN THAT PERIOD OR US$100.

Some jurisdictions do not allow certain exclusions or limitations, so parts of this section may not apply to you. Nothing here limits liability that cannot lawfully be limited.

11. Indemnity

You agree to defend, indemnify, and hold harmless Mai Niv Enterprises Inc. from any claim, demand, loss, or expense (including reasonable legal fees) arising from your use of the Service, your violation of these Terms or of any law, your enrolment or monitoring of any driver, or any employment or privacy claim brought by a person you enrolled.

12. Termination

You may stop using HAMD at any time and delete your account in the app under Settings → Delete Account. Deletion is permanent — see the Privacy Policy for exactly what is removed. We may suspend or terminate your access if you breach these Terms, if required by law, or if we discontinue the Service. Sections 8, 10, 11, 13, and 14 survive termination.

13. Governing law and disputes

These Terms are governed by the laws of the State of Nevada, without regard to its conflict-of-laws rules. Any dispute must be brought exclusively in the state or federal courts located in Clark County, Nevada, and you consent to their jurisdiction. If you are a consumer, this does not deprive you of the protection of mandatory laws in your country of residence.

Before filing anything, please contact us — most issues are resolved faster by email.

14. General

These Terms, together with the Privacy Policy, are the entire agreement between us about the Service.
If any provision is held unenforceable, the rest remains in effect.
Our failure to enforce a provision is not a waiver of it.
You may not assign these Terms; we may assign them in connection with a merger, acquisition, or sale of assets.
We may update these Terms; we will change the "Last updated" date and, for material changes, notify you in the app or by email before they take effect. Continuing to use HAMD after that means you accept the updated Terms.

15. Apple App Store

If you obtained the app from the Apple App Store: these Terms are between you and Mai Niv Enterprises Inc. only, not with Apple. Apple has no obligation to provide maintenance or support for the app. Apple is not responsible for any product warranty, product-liability claim, or third-party intellectual-property claim relating to the app. Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce them against you. You confirm you are not located in a country subject to a US embargo or designated as a "terrorist supporting" country, and that you are not on any US government restricted-parties list.

16. Contact

Mai Niv Enterprises Inc.
Las Vegas, Nevada, United States
Email: privacy@howamidriving.app